> For the complete documentation index, see [llms.txt](https://docs.projectcatalyst.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.projectcatalyst.io/open-funding/funding-basics/integration-guides/stablecoins-building-with-verified-stablecoin-asset-policies.md).

# Stablecoins: building with verified stablecoin asset policies

#### What it is

Building with or accepting existing verified stablecoins on Cardano. USDCx and USDM are the obvious examples, but the list is **illustrative, not exhaustive**: you can work with other verified stablecoin integrations if your case holds up. Of particular interest: integrations that make it easy to **withdraw stablecoins from centralized exchanges onto Cardano**. This area is about building with existing stablecoins; launching your own stablecoin is not part of this pilot.

#### What you could build

* EUTXO-optimized liquidity routing for stablecoin swaps and payments
* Multi-fiat or MiCA-compliant payment infrastructure
* Programmable real-world-asset (RWA) products settled in stablecoins
* Cross-chain interoperability and bridges, especially CEX-to-Cardano withdrawal paths

#### What the pilot expects

Leveraging stablecoins means your product moves or accepts a verified stablecoin asset policy on mainnet. Fees count only when someone other than your team pays them (Standard §5.2). Floors and target guidance for this category are in the Transaction Integrity Standard (§3.1, §3.3).

One heads-up for CEX-withdrawal products: your users' wallets will often be freshly funded from exchange hot wallets, which superficially resembles the common-funding-source pattern the integrity checks watch for (Standard §6, §11.3). That is expected and fine. Document your architecture with the program early, so your usage reads as what it is.

#### Get building

* [Stablecoins on Cardano; cardano.org](https://cardano.org/stablecoins/)
* [USDM home page](https://moneta.global/) ·[ USDM (Moneta) official policy-ID page](https://moneta.global/policy-id/) ·[ USDM on Cardanoscan](https://cardanoscan.io/token/c48cbb3d5e57ed56e276bc45f99ab39abe94e6cd7ac39fb402da47ad0014df105553444d)
* [USDCx announcement](https://www.circle.com/blog/usdcx-on-cardano-now-available-via-circle-xreserve) ·[ xReserve documentation](https://developers.circle.com/xreserve)

#### Readiness & constraints

The verified stablecoins listed on cardano.org are active on mainnet today, and USDCx is currently the largest by market cap. This is the most build-ready Area of Interest. Integration effort varies by issuer.

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